Quote & Key our products in minutes
The user-friendly FastTrade system means you can quote & buy for Shop, Salon, Office, Surgery, and Property Owners products in minutes. Documents are instantly available for you to email to your customer, and referrals within the system are fast tracked to give you a response time within an hour.
Fast Trade also allows you to make MTA’s, cancellations, and process renewals.
Shop and Salon
Our Shop and Salon policies provide a range of packaged covers for businesses involved in either retailing or hairdressing/beautician based activities.
Key Features:
Additional Features
Property Damage
- Cover for Contents, Stock on “All Risks” or “Specified Contingency” basis
- Glass – all fixed internal and external
- Property in Transit €3000 (Can be increased up to €12,000)
- Loss of money and personal assault
- Fire Brigade charges €10,000
- Trace and Access €12,000
- 30% seasonal increase in stock for November, December and January (or other 3 month period selected) and 7 days before and after Bank Holidays
- Replacement of door and safe locks following theft of keys €1200
Business Interruption
- Standard Limit €720,000 (24 month indemnity period); Options to increase to €920,000 (24 month indemnity) period) or €1,200,000 (36 month indemnity period)
- Book Debts
Legal Liability
- Employers liability – limit €13M
- Public /Products liability – standard limit €2.6m (with option to increase to €6.5m)
Commercial Legal Protection
Optional Covers available
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- Buildings Cover
- Frozen Food Cover
- Loss of licence
Office and Surgery
Our Office and Surgery policies provide a range of packaged covers for a variety of professional businesses e.g. Accountants, Solicitors, Graphic Designers, and Doctors Dentists, Vets.
Key Features
Types of Cover
Property Damage
- Cover for Contents including Business Records and Computer Equipment on an “All Risks” basis
- Glass – all fixed internal and external
- Loss of money and personal assault
- Fire Brigade charges €10,000
- Trace and Access €12,000
- Replacement of door and safe locks following theft of keys €1200
- Cover on “new for old” basis
Business Interruption (optional for surgeries)
- Loss of Income or Increased Cost of Working
- Book Debts (if Business Interruption cover is in force)
Liabilities
- Employers Liabilities – limit €13M
- Public /Products liability – standard limit €2.6m (with option to increase to €6.5m)
Commercial Legal Protection
Optional covers
- Buildings Cover
- Computer Breakdown including increased cost of working €30,000 and reinstatement of data €12,000
Property Owners
A package product built for the owners of commercial property from shops with flats above to industrial units.
Key Features
Standard Features and Benefits
Property Damage
- Cover on an “All Risks” basis
- Glass – all fixed internal and external
- Fire Brigade Charges – €25,000
- Trace and Access – €25,000
- Loss of Metered Utilities – €25,000
- Replacement of door locks following theft of keys – €3000
Business Interruption – Loss of Rent
- Selectable limit and indemnity period
Legal Liability
- Public & Products Liability – €6.5M
- Property Owners Legal Protection – Property Protection
Optional Covers Available
- Employers’ Liability
- Wider Property Owners Legal Protection
Key documents
General
Key / Quote Policies
Fast Trade Products support
Contact us
View the full General Insurance contact page