HomeChoice

HomeChoice product details

Wide ranging and variable cover options that provide complete protection for private dwellings.

Key features

Help in a home emergency

Home emergencies can be stressful. Whether it’s a broken window, damaged door, burst pipe, blocked drain, oil leak, blackout, lost keys or storm damage, we’ll help get it fixed as quickly as possible.

Alternative accommodation

We will pay for alternative accommodation or for the loss of rent payable to you, if your home cannot be lived in because of damage covered by your policy.

Aviva Property Services

Repair damage to buildings caused by burst pipes, storm, flood, fire, smoke and impact damage.

  • Standard features & benefits

    Christmas and weddings

    We’ll automatically increase your contents cover by 10% for free over Christmas or when there’s a wedding in your immediate family. Your contents sum insured goes up by 10% for the month of December, and for 30 days before and after the wedding of any immediate family member.

    Credit and debit cards

    If your credit or debit cards are lost or stolen and you have to pay a bill as a result, we’ll refund you up to €2,000.

    Visitors’ belongings

    We’ll pay up to €400 for loss or damage to your guests’ personal belongings.

    Fire brigade charges

    If the fire brigade charges for a call out to a fire, we’ll pay up to €3,500.

    Frozen food

    We’ll pay up to €1,000 to cover the cost of replacing food damaged in your domestic freezer, if caused, for example, by a leakage of refrigerant.

    Jury service benefit

    We’ll pay a benefit of €40 per day or part day that you or your partner are called to jury service, up to a total of €650, with no loss of your no claims bonus.

    Death benefit

    If either you or your partner dies from an injury received in your home caused by a fire, violence related to a theft or an accident, we’ll pay a death benefit of €5,000.
    If your cat or dog is killed by an insured fire or break-in, we’ll pay up to €260 for the loss of your pet.

    Providing alternative accommodation

    If fire, damage or another insured event means you cannot live in your home, we’ll pay for the cost of other accommodation for you and your family until you can safely return, up to 15% of the buildings and contents sums insured on your policy. This cover includes your pets’ kennel fees.

    Replacing door locks

    If the keys to your home are stolen in a personal assault or break-in, we’ll pay up to €1,200 to cover the cost of replacing:

    • Outside door locks
    • Locks on domestic safes
    • Alarm keys

    Optional Cover for Personal Belongings

    This covers certain items both inside and outside your home including:

    • Jewellery
    • Watches
    • Cameras & binoculars
    • Bicycles & sports equipment

    You can choose to add optional cover for personal belongings (unspecified items)for:

    • €5,000 (with a single article limit of €1,500; Personal Money €130; Bicycles €500 in any period of insurance)
    • €7,500 (with a single article limit of €2,500; Personal Money €130; Bicycles €500 in any period of insurance)
    • €15,000 (with a single article limit of €3,500; Personal Money €200; Bicycles €500 in any period of insurance)

    Or, you can cover individual items, each for a specific amount you have asked for.

  • Available discounts

    • 5% off if you have one or more other policies with Aviva
    • 3.5% off if an increased policy excess of €500 is chosen

    Loyalty Discount (Renewal discount only)

    • 6% off – minimum 3 years claims free and 1 year minimum claims free with Aviva

    No claims discounts

    We also offer no claims discounts on a rising scale. Some claims, such as jury service claims, will not affect your discount.

Secure Broker Login

bLive

View policy documents.

HomeChoice support

Personal Lines Underwriting Support Teams

National Personal Lines

1800 666 555

pi.ireland@aviva.com

Technical System Support

Aviva Broker Support Team

1800 268 377

avivabrokerIRL@aviva.com

Contact us

View the full General Insurance contact page

Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.

Menu