HomeChoice product details
Wide ranging and variable cover options that provide complete protection for private dwellings.
Key features
Standard features & benefits
Christmas and weddings
We’ll automatically increase your contents cover by 10% for free over Christmas or when there’s a wedding in your immediate family. Your contents sum insured goes up by 10% for the month of December, and for 30 days before and after the wedding of any immediate family member.
Credit and debit cards
If your credit or debit cards are lost or stolen and you have to pay a bill as a result, we’ll refund you up to €2,000.
Visitors’ belongings
We’ll pay up to €400 for loss or damage to your guests’ personal belongings.
Fire brigade charges
If the fire brigade charges for a call out to a fire, we’ll pay up to €3,500.
Frozen food
We’ll pay up to €1,000 to cover the cost of replacing food damaged in your domestic freezer, if caused, for example, by a leakage of refrigerant.
Jury service benefit
We’ll pay a benefit of €40 per day or part day that you or your partner are called to jury service, up to a total of €650, with no loss of your no claims bonus.
Death benefit
If either you or your partner dies from an injury received in your home caused by a fire, violence related to a theft or an accident, we’ll pay a death benefit of €5,000.
If your cat or dog is killed by an insured fire or break-in, we’ll pay up to €260 for the loss of your pet.Providing alternative accommodation
If fire, damage or another insured event means you cannot live in your home, we’ll pay for the cost of other accommodation for you and your family until you can safely return, up to 15% of the buildings and contents sums insured on your policy. This cover includes your pets’ kennel fees.
Replacing door locks
If the keys to your home are stolen in a personal assault or break-in, we’ll pay up to €1,200 to cover the cost of replacing:
- Outside door locks
- Locks on domestic safes
- Alarm keys
Optional Cover for Personal Belongings
This covers certain items both inside and outside your home including:
- Jewellery
- Watches
- Cameras & binoculars
- Bicycles & sports equipment
You can choose to add optional cover for personal belongings (unspecified items)for:
- €5,000 (with a single article limit of €1,500; Personal Money €130; Bicycles €500 in any period of insurance)
- €7,500 (with a single article limit of €2,500; Personal Money €130; Bicycles €500 in any period of insurance)
- €15,000 (with a single article limit of €3,500; Personal Money €200; Bicycles €500 in any period of insurance)
Or, you can cover individual items, each for a specific amount you have asked for.
Available discounts
- 5% off if you have one or more other policies with Aviva
- 3.5% off if an increased policy excess of €500 is chosen
Loyalty Discount (Renewal discount only)
- 6% off – minimum 3 years claims free and 1 year minimum claims free with Aviva
No claims discounts
We also offer no claims discounts on a rising scale. Some claims, such as jury service claims, will not affect your discount.
Help in a home emergency cover included as standard
While our free Homecall helpline provides advice and access to repairers, ‘Help in a home emergency’ goes further by providing the repair service your client needs to secure their household and prevent further loss or damage.
Key features
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HomeChoice support
Contact us
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